All Entries in the "Personal Finance" Category
Paypal提现到中国银行已到账（3个工作日）
这是我第一次从paypal电汇提现，因为之前在网上搜索了很多相关信息，看到很多人说提现被冻结账号，或者银行以“公不对私”为名不给入账，所以心里也非常紧张，毕竟赚钱不容易。刚刚查到提现的钱已经到了我的账户，这里跟大家分享一点小经验： 1. 我的钱不是做外贸或销售货物赚的，而是向国外提供游戏和软件的本地化服务赚的，收到的货款全部是客户PAYPAL直接付款，使用Paypal将近一年，从来没有被客户投诉或要求退款，客户对我的服务都很满意，所以因为提现而被冻结账户的可能性较小。 2. 起初我没看到某些人说提现超过2000要申报的帖子，也没注意有些人说一次性提光容易被冻结的帖子，所以我稀里糊涂申请提3180美元(申请后账户只剩7美元多），paypal扣掉35美金，剩下3145美金。（时间是3月4日上午7点），强调一下提现申请的备注那里我特意填了“Translation service payment”以证明不是货款。 3. 申请完提现后，在网上看到更多帖子，说得人心惶惶，我十分后悔一下子差点提光，也害怕中行到时候不给我入账，因为超过了2000美金。 4. 4号下午，我登陆paypal看到处理状态变成了“已付款到银行”， 心里踏实了一些，觉得这至少证明paypal已经审查通过了我的提现申请。 5. 5号不报希望地查了几次网银，心里明白不大可能这么快。周末整天跟男朋友在外面玩，没有查网银。 6. 8号星期一起床第一件事就是开电脑查网银，上午一直是失望，中午有事出去了一趟，回来又查网银，还是失望，心里有点害怕，于是给我的开户行打了个电话，询问有关“公对私”的问题， 接线员说“只要对方没有写实货款，公对私也会给你入账”， 我又问“超过2000美金呢？”， 她很肯定地说“只要没写货款，多少都可以”。 我说“那到账了，你们会打电话通知我吗？”， 她说“会给你打电话” 我问：“但我以前每月收500英镑，你们从来没给我打过电话” 她答：“超过2000美金会打电话”。 我高兴地挂掉电话，心想开户行的业务员回答得这么肯定，paypal既然已经汇给我，除非paypal把我的账号写错，不然肯定是没问题了。于是安心做事，不再查网银。 刚才突然手痒，又查了一下，豁然发现美元那一栏的余额显示3133美金。（中间行扣了12美金）。 可是我的开户行并没有给我打电话。 根据以上经历，我总结如下： 1. 提现申请的备注还是可以填一下。 2. 中行似乎没有别的银行那么烦，从来没有打过电话骚扰我，每次我收外汇无论大小数额，都是直接入账，不过以往的客户是不是用公司账户给我付的我也不清楚。Paypal这次就肯定是公司账户。 3. 不过据说不同的中国银行分行政策也不一样，我这里是[color=Red]广东分行下面某支行的某分理处[/color]。 4. 如果你paypal收的钱不是来自ebay销售，而你提供的服务也是正当的，客户也都满意的，那提现金额与被冻结账号没什么关联。 5. 申请提现最好在早上，早上申请下午就能看到“已付款到银行”，如果晚上申请，就要第二天才看到。
Hongkong stocks and Mainland stocks closed higher on Tuesday
Though there was a light rain in HongKong on Tuesday, its shares brought a bright sunshine to the investors, it stayed in red all day and closed up 2.09 per cent, spurred by a rally in energy and metal sectors amid firmer commodities prices, while banks rebounded on optimism that global economic recovery would drive [...]
Another Scam letter comes negarian scam letters
Another Scam letter comes negarian scam letters, the email address is favour08johnson@hotmail.com, the title of the email is “Dear this is my full life story with all my love and trust” My God Sender, It glads my heart that you honoured my invitations, and words alone can’t defines the joy I feels right now. My [...]
Real estate Mortgage in USA
To buy a house usually involves a loan (mortgage) problems, here I introduce you a number of terms and basic knowledge of mortgage. Popular speaking, Real estate Mortgage means that you borrow money from a bank to buy a house, and then you returned interest-bearing monthly to the bank. We give a simple example, suppose [...]
Legitimate ways to work at home for housewives
The number of housewives has vastly increased over the past few years. With the economy in the worst state ever, legitimate home based business for housewives is becoming a better and easier way for them to make some money from the comfort of their home. If you’re a housewife who is looking for a legitimate [...]
Make money online when you help your visitors save money
Brief introduction Affiliate Website: http://www.lowermybills.com/ Worldwide Affiliate Acceptance: Yes Realtime statistics: Yes Business since: 2001 Conversion Rates 0 Tracking software: icoSales Lifetime commission: Yes Basic commission: $4-70 Co-Branded: Yes Cookie tracking: Yes Minimum Payout: $50 Payment frequency: Monthly Commission type: CPO IP tracking: Yes Affiliate Manager: Kim Price Hotline: Visit the site to get it [...]
The train of thought to Make money online
Many friends think that the making money online is only to click on advertisements then get paid, and they participate in many paid to click programs, but most of them go it alone, therefore it is very slow for them to increase their earnings. Therefore sme of them thought that the making money online is [...]
Cash advance company scams
What is cash advance? Sometimes, we don’t have enough money at hand for short term monetary emergencies. That’s very vexatious! What can you do ? Go to bank for cash loans? Turn to other friends? You can chooose any way you like, but there is another way, that is cash advance, called payday loan as [...]
Ways for teens to make money and ways for teenages to make money
Yesterday I received an email from a teener, saying that he is a 16 years old boy live in Los Angeles, one of his friend recommended my magzine 《8 dollar worldwide》to him and he thought I am an expert in making money free online, so he wants me to instruct him to make money fast [...]
Another type of nigerian scam or Russian scam Email
This morning, I received an emnail in my Gmail inbox, the title is “From Mariya Stalin”, in that Email a person called “itself” Mariya Stalin said that she is ussian citizen, a female of 23 years old and a 3rd year student of UNIVERSITY OF GHANA, her father was in the Precious Stone industry and [...]